Monday, April 20, 2020

Resume Writing Help For a Home Mom

Resume Writing Help For a Home MomIn today's hectic world, resume writing help for a home mom is hard to find. We have the Internet, which provides endless opportunities for education but it has a limit as well. So, if you are looking for resume writing help for a home mom you should consider those self help sites or online classes. These provide services that you can't get from a library and at very little cost.A resume is the first thing that potential employers look at before making a decision whether or not to hire you. Your resume needs to show your potential strengths and weaknesses and also your attitude, so you will need to learn how to write one properly. In most cases, these skills are learned over time and you will not have to attend a formal class. There are many courses available that teach you how to write a good resume.An important part of a resume is your contact information. You may be surprised to learn that most people don't even bother to include a phone number on their resume. Employers are inundated with resumes on a daily basis and they simply ignore them. Your contact information should always be in the first few pages of your resume. If you use a number, put it on the same line as your name and put your home telephone number.This is where a resume writing help for a home mom comes in. You have three main sections on your resume. Your job history, skills, and interests. If you leave out one of these, you will lose points in the eyes of the employer who will wonder why you have left out something so important.Skills should be listed first and if they are skills then they should be examples of what you do. It does not matter how good or how bad you are at a certain skill, if you don't tell them you do it then they won't know that you are trying to sell yourself. As an example, if you are interested in becoming a licensed plumber, make sure that you list some examples of your work in this area. Examples are essential to show that you have w hat it takes to become a professional plumber.Interests are also very important. This should be a list of things that interest you and should be able to be explained. Again, if you leave out any of these, you will lose points with the hiring manager.Resume writing help for a home mom is to put the information on your resume in the order you need them. It can be difficult but if you take the time to learn how to write a resume, you will be amazed at the results.

Wednesday, April 15, 2020

Srudent Loan Debt Makes it Harder to Get a Small Business Loan

Srudent Loan Debt Makes it Harder to Get a Small Business Loan Small businesses make up about 99% of all U.S. businesses, but even as crucial as they are to the economy, they’re facing a major roadblock: student loan debt. Rising student loan debt correlates to a decline in formation of small businesses, according to a study from the Federal Reserve Bank of Philadelphia. This is particularly a problem for the smallest of small businesses â€" those with one to four employees, perhaps those just getting started, aka startups â€" according to the research. In counties where education debt increased 2.7% over the course of a decade, there was a 17% decline in new firms with four or fewer employees. Here’s how the researchers break down the problem: To start a small business, you need money. Unless you have a ton of cash on hand, that money will likely have to be borrowed, either in the form of credit cards, personal loans or business loans. To get that capital, someone starting a business needs to have the capacity to take on the debt, and if that person happens to be tens of thousands of dollars in student loan debt, that doesn’t leave a lot of room to take out the loans necessary to start the enterprise. “We find a significant and economically meaningful negative correlation between changes in student loan debt and net business formation for those firms with one to four employees,” the researchers wrote. “This is important because these small businesses depend on personal debt the most to finance new businesses.” Considering that college graduates are taking on increasingly more education debt as a means to earn their degrees doesn’t paint a pretty picture for hopeful entrepreneurs. It suggests the narrowing path toward small-business ownership is going to be available to the small (and seemingly shrinking) group of grads who graduate without debt â€" a group that is statistically dominated by white students from high-income families. One way to overcome that roadblock is to focus on eliminating your student loan debt, which can have the added benefit of improving your credit. As you pay down debt, you’re establishing a good credit history of on-time loan payments (the most important aspect of your credit scores), not to mention decreasing your debt load. Even if you’re not thinking of starting a small business in the near future, your student loan debt can have a significant impact on other aspects of your life â€" for instance, your ability to buy a home â€" which is why you should prioritize paying off those loans. More From Credit.com: Can Student Loans Keep Me From Getting a Credit Card? How Student Loans Can Impact Your Credit A Credit Guide for College Grads

Friday, April 10, 2020

How To Ease The Tension In The Recruitment Process - Work It Daily

How To Ease The Tension In The Recruitment Process - Work It Daily If you’ve monitored the social network over the past nine months, you may have noticed a litany of complaints from both candidates and recruiters about the challenges of the recruitment process in today’s job market. Recruiters complain that a single advertised opening is attracting hundreds of candidates, many of whom are unsuitable for the role. Job seekers, on the other hand, describe the experience of applying to advertised openings as “tossing my resume into a big, black hole,” and complain about never hearing back from employers. Having reviewed the most common complaints from both sides of the hiring table, I can offer the following suggestions to reduce the tension and disconnect in the recruitment process. Tips For Hiring Managers Create job descriptions that clearly spell out your expectations. Too many job ads have vague descriptions or lack keywords that can help a candidate assess whether they fit the bill. This encourages “spray and hope” job searches from applicants who are ready to apply for anything and everything. Be realistic about the necessary qualifications to do the job. The opposite of the “too vague” job description is the one that could be simplified to “Wanted â€" Superhero.” Rather than narrowing down the candidate pool, a lengthy list of over-the-top expectations can actually dilute the pool, as candidates say, “Nobody can meet all these expectations, I may as well toss my hat in the ring and see what happens.” Provide the name title of a contact person. Nobody wants to write a “dear sir” or a “to whom it may concern” cover letter. Get over the “passive candidate” versus “active candidate” mind-think. The talent pool of active job seekers has never been as rich as it is today, and there are many highly qualified, experienced and motivated candidates who have the flexibility and willingness to start immediately. Don’t make the recruitment process “a big black hole.” Let candidates know you’ve received their application and are seriously considering their candidacy. Special note to users of talent management software: A “form rejection” e-mail less than 10 minutes after the resume has been submitted is still “big black hole” behavior, it just has the finality of a thud as the candidate hits bottom. Tips For Job Seekers Read the job description. Too many applicants ignore the job description and focus instead on the Job Title. Titles can mean different things in different companies. “Operations Manager” can mean plant management in one company, sales management in another, logistics management in a third, and administrative oversight in a fourth. Use the description to figure out whether this is really a job you are interested in. Be realistic about your qualifications. Just because you think you can do it, does not give you the right to claim it as one of your core skills. Being part of a project team does not necessarily make you a Project Manager, for example. Don’t apply for jobs for which you are clearly unsuitable. It was this strategy that led to the wide spread adoption of impersonal software to screen hundreds of resumes in order to find those few candidates who actually matched the search criteria. Customize the resume to the specific job. Don’t apply for a Bookkeeper job with a resume that says your career target is marketing. Don’t submit “Resume.doc.” Make the hiring manager’s job easier by distinguishing your resume from the 100+ other applications he receives each day. At a minimum, use your name (JohnDoe.doc). Even better, use your name and the target title John_Doe_Operations_Manager.doc). Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today!